Your Freedom Forever System Was Financed by Project Solar: What the Chapter 7 Liquidation Changes

Not legal advice. Solar Exit Group is not a law firm, does not provide legal advice, and is not affiliated with, endorsed by, or acting on behalf of Project Solar, Freedom Forever, or any court. This page summarizes public reporting, official company information, and publicly posted court procedures for informational purposes. Deadlines and procedures in a bankruptcy case can change by court order. Verify any date against the court docket and any contact detail against the company's own website before relying on it, and talk to a licensed attorney in your state about your own situation.

Last updated: September 11, 2026.

Short answer

At a glance

Why Project Solar can still bill you when Freedom Forever is gone

Freedom Forever LLC installed your system. Project Solar financed it. Those are two different companies with two different contracts, and only one of them is in bankruptcy.

Freedom Forever filed Chapter 11 on April 15, 2026 and the case converted to Chapter 7 liquidation on August 7, 2026 in the U.S. Bankruptcy Court for the District of Delaware, case 26-10522, before Judge Brendan L. Shannon, with Alfred T. Giuliano appointed as Chapter 7 trustee (pv magazine USA). Chapter 7 means the company is being wound down and sold off, not reorganized. There is no version of this case where Freedom Forever comes back and finishes your job.

Your financing agreement with Project Solar is a separate obligation. Project Solar did not file for bankruptcy, so nothing in the Freedom Forever case discharges, cancels, voids, or pauses what you owe. If you simply stop paying, the consequences fall on you, not on the bankrupt installer. Project Solar does not publish the structure of its financing, so the specific consequences depend entirely on the agreement you signed. If a third-party lender holds your paper, missed payments affect your credit. Identify the actual holder before assuming anything.

There is one piece of genuinely useful news buried in the court reporting. Project Solar is one of seven financing partners that obtained relief from the automatic stay in the Freedom Forever case, specifically so they could resume and complete stranded installations, hire replacement contractors, and get systems through to permission to operate (pv magazine USA). The other six are Credit Human, EnFin, EverBright, GoodLeap, Participate, Project Solar, and Sunrun.

What you actually signed: start by finding out

On every other lender page we can tell you what product you likely hold, because the company publishes it. Here we cannot, and saying so plainly is more useful than guessing.

Project Solar's homepage lists its payment options as "Cash / Finance" and "Cash or Finance Available," and its FAQ contains no financing detail (Project Solar; FAQ). Nowhere does it state whether "Finance" means a secured consumer loan, a lease, a power purchase agreement, or paper originated by a third-party lender and merely arranged by Project Solar. Those are four different legal instruments with four different sets of homeowner rights.

So your first task is not to call anyone. It is to find your agreement and answer three questions from the document itself:

1. What is the instrument called? Look at the title and the defined terms. "Retail installment contract" and "loan agreement" mean you own the system. "Lease" or "power purchase agreement" means someone else does.
2. Who is the named creditor, lessor, or holder? This is frequently not Project Solar. Many direct-to-consumer solar companies arrange financing through outside lenders, and the assignment language is usually near the signature page. The entity that holds your paper is the entity whose obligations matter.
3. Where do payments actually go? Check your bank statement or autopay record. The payee name is often the fastest way to identify the real holder when the contract language is unclear.

One data point from its own site that does help: Project Solar states the system and warranty are "transferrable between homeowners," which suggests a homeowner-ownership structure at least for some customers (Project Solar). Treat that as a clue, not a conclusion about your specific contract.

Project Solar is also a solar contractor in its own right, per BBB's classification, not purely a finance company. In principle that means it has installation capability, which matters if your system needs finishing.

What Project Solar has publicly said about Freedom Forever

Nothing. As of September 11, 2026, a review of Project Solar's contact page, resources page, FAQ, About Us page, and homepage found no press release, no customer notice, no FAQ entry, and no dedicated page about the Freedom Forever bankruptcy or about how stranded Freedom Forever installations will be completed.

This matters for a practical reason. There is no published policy for you to point to, no announced remediation program to enroll in, and no promised timeline to hold anyone to. Whatever happens with your system will be negotiated one account at a time, by phone, by whoever calls and documents it. That is an argument for calling early and writing everything down, not for waiting to see what gets announced.

It also means you should treat any third-party website claiming to describe "Project Solar's Freedom Forever program" with real suspicion. Several sites appeared in 2026 offering to handle solar bankruptcy claims for a fee. Filing a proof of claim in the Freedom Forever case is free.

If your system was never finished, never inspected, or never turned on

This is the group with the most leverage and the shortest window to use it. Freedom Forever left homes at every stage of incompletion: panels on the roof but no inverter, equipment in the garage, a full install that never passed inspection, a system that passed inspection but never received permission to operate from the utility.

If that is your situation, the order of operations matters.

1. Call Project Solar at (801) 895-2646, published with support@projectsolar.com and hours of 8 a.m. to 5 p.m. Mountain time on its resources page and open a documented file. Say plainly that Freedom Forever was liquidated in Chapter 7, that your system is incomplete, and that you understand Project Solar obtained relief from the automatic stay to hire replacement contractors and complete installations. Ask for a ticket or reference number and the name of the person you spoke to.
2. Ask the specific question, in writing. Will Project Solar assign a replacement contractor to complete the installation and carry it to permission to operate, and by when? Send it by email as well as saying it on the phone. Project Solar publishes support@projectsolar.com, which is the right channel for creating a record.
3. Ask what happens to payments in the meantime. Project Solar has published no payment-relief policy. Ask who actually holds your financing, because the answer determines who can grant relief in the first place. Get the answer in writing before you rely on it, and never assume a verbal assurance survives a change of representative.
4. Photograph everything now. The roof, the equipment, the electrical panel, any boxes still sealed in your garage, and any damage. Date-stamped photographs of an unfinished install are the most persuasive documents in this entire situation, and they get harder to produce once someone else works on the system.
5. Keep paying attention to your permit. Building permits expire. If your permit was pulled under Freedom Forever's contractor license, that license is winding down with the company, and a replacement contractor may need to pull a new permit or have the existing one transferred. Call your city or county building department and ask about the status of the permit on your address. This is the step almost nobody takes, and it is often the real reason a project sits still.

Do not let a stalled system quietly become a permanent one. A system that never reached permission to operate produces nothing, saves nothing, and in most financing structures still bills you. Every month of silence makes the paper trail colder.

Who covers your warranty now

Solar warranties on a Freedom Forever install came in layers, and the layers failed unevenly. Sorting out which one covers a given problem is the difference between a covered repair and an out-of-pocket one.

Two practical consequences. First, manufacturer warranties are usually honored but almost always require a licensed installer to perform the labor, and they rarely cover that labor cost. A free replacement inverter can still leave you paying several hundred dollars to have it installed. Second, the workmanship layer is the one that covers roof leaks, and it is the one that is gone. If water is entering your home around a solar mount, treat that as an urgent roofing problem to solve on its own timeline, not something to wait on a bankruptcy case for. A roof leak that goes unaddressed becomes a structural and mold problem that costs many multiples of the repair.

Find your equipment model numbers and serial numbers now, while you can. They appear on your installation documents, your interconnection application, your permit paperwork, in your Project Solar customer portal, and on the equipment labels themselves. Without them, a manufacturer warranty claim stalls before it starts.

Liens, filings, and the questions to ask

Project Solar's website does not address UCC-1 financing statements, county fixture filings, liens, lien releases, payoff quotes, or prepayment terms anywhere in its published pages. With that much unstated, assume nothing in either direction and verify directly.

1. Search your county recorder's index for your address. Look for filings naming Project Solar, Project Solar Inc., Freedom Forever, or any third-party lender named in your agreement. This is usually free online and takes a few minutes.
2. Email support@projectsolar.com with four specific questions and keep the reply: who currently holds my financing agreement; has any UCC-1 or fixture filing been recorded relating to my system; what is my current payoff amount; and is there any prepayment penalty.
3. If a third-party lender holds the paper, repeat the questions with that lender. Project Solar may not be able to answer for an assignee, and the assignee is the party whose filings and payoff terms actually govern.

Do this before you list your home or start a refinance, not during. An unexplained fixture filing discovered by a title company mid-escrow is one of the more common and avoidable ways a solar deal derails a closing.

Whether the financing contract itself can be challenged

This is the question most homeowners actually want answered, and it deserves a careful answer rather than an encouraging one.

Because your Project Solar agreement was arranged at the point of sale by the installer rather than obtained independently from a bank, a body of consumer-protection law applies that would not apply to an ordinary mortgage. The central provision is the FTC's Holder in Due Course Rule, 16 CFR Part 433, which provides that a holder of a consumer credit contract is subject to the claims and defenses the buyer could assert against the seller of the goods or services. In plain terms, when a company buys or takes an assignment of the paper a dealer generated, it can inherit the dealer's problems, generally capped at the amounts the consumer has paid.

That is the doctrinal hook homeowners reach for when the installer misrepresented savings, promised a system that was never delivered, or left the job unfinished. It is a real rule, not a loophole. But it is not self-executing, and it is not a cancellation button. Whether it applies to your agreement depends on the exact contract language, your state's law, the assignment history of your paper, and what you can actually prove the installer said. Courts do not agree on its scope, and applying it typically requires a lawyer and, in many contracts, an arbitration proceeding rather than a lawsuit.

Two contextual points worth knowing. The CFPB's own CFPB Issue Spotlight on solar financing found that in dealer-arranged solar lending, "some lenders include substantial markups and fees that can increase the loan principal by 30 percent or more," which is why the gap between a system's cash price and its financed price is one of the first things an attorney looks at. And a Freedom Forever install adds a specific wrinkle: the seller whose conduct is at issue no longer exists as a going concern, which removes the ordinary defendant and makes the assignee relationship more central, not less.

A specific complication here. On most Freedom Forever deals, the installer and the finance company are clearly different entities, which is what makes the Holder Rule analysis relatively clean. With Project Solar, the roles may be blurrier: it is classified as a solar contractor that also arranges financing, and its published materials do not identify who holds the resulting paper. Depending on your documents, the conduct at issue and the entity seeking payment may be more closely related than usual, which can cut in a homeowner's favor rather than against, since it is harder for a holder to claim it knew nothing about the seller's conduct when it was closely involved in the sale. That is exactly the kind of question that turns on documents rather than on general rules, so the assignment and disclosure pages of your agreement matter more here than on any other lender page.

On the public record: no attorney general lawsuit, CFPB enforcement action, or class action involving Project Solar was located in official sources as of September 11, 2026, and it is not named in the Texas Attorney General's solar initiative. BBB does record a non-governmental advertising matter, noting that on December 31, 2024 it "requested that Project Solar Inc. substantiate, modify, or discontinue advertising" (BBB). A BBB advertising request is not a government enforcement action and carries no legal force. Its complaint volume is also low in absolute terms, 21 over three years, though it is a much smaller company than Sunrun or GoodLeap, so raw counts are not comparable across them.

We are not telling you that you have a claim. We are telling you the analysis is document-driven, so the documents are worth assembling before anyone opines on your odds. Read our plainer walkthrough of how to get out of a solar contract and, if arbitration is in your agreement, our account of what happened when a solar lender actually lost in arbitration.

Your October 16 claim against Freedom Forever is a separate track

Whatever happens with Project Solar, there is a hard deadline in the bankruptcy case itself. The proof-of-claim bar date in the Freedom Forever Chapter 7 case is October 16, 2026, and a meeting of creditors was scheduled for September 22, 2026 at 11:00 a.m. Eastern (pv magazine USA).

That deadline is your claim against Freedom Forever, not against Project Solar. It covers things such as a deposit you paid for work never performed, warranty claims against the installer, and money you spent fixing Freedom Forever's work. Filing costs nothing, and Official Form B410 is published by the federal courts (uscourts.gov), with filing procedures on the Delaware bankruptcy court's claims information page.

Be realistic about the recovery. Freedom Forever reported assets between $100 million and $500 million against more than $500 million in debt, with more than 50,000 unsecured creditors, and roughly 150,000 homeowners had its systems. Unsecured homeowner claims sit near the back of that line, and many will recover little or nothing. Filing is a free option that expires on October 16, not a payday. The full walkthrough is in our guide to the Freedom Forever Chapter 7 liquidation.

Two cautions worth stating plainly. Signing a proof of claim that overstates your losses carries real penalties under 11 U.S.C. sections 152 and 3571, up to $500,000 and five years. And filing a claim against Freedom Forever does not reduce, offset, or cancel what you owe Project Solar. Those are separate books.

Documents to gather before you call

The single biggest predictor of how a call with a servicer goes is whether you have your paperwork in front of you. Collect these into one folder, digital or physical:

1. Your Project Solar purchase and financing agreement with Project Solar, including every page, exhibit, and signature page
2. Your installation contract or purchase agreement with Freedom Forever, with the total system price and equipment list
3. Every payment record: statements, autopay confirmations, canceled checks, and any deposit receipt
4. The equipment list with panel, inverter, and battery model and serial numbers
5. All permit documents, inspection records, and the interconnection or permission-to-operate paperwork if you ever received it
6. Utility bills for twelve months before the install and every month since, which is how you prove the system is not producing
7. Any production or monitoring data or screenshots you can pull from the customer portal, though Project Solar publishes no portal address
8. Every text message, email, and voicemail from Freedom Forever sales representatives, especially anything about savings, bill elimination, tax credits, or rebates
9. Any UCC-1 financing statement or county fixture filing recorded against your property, obtainable from your county recorder
10. Photographs of the installation as it stands today, including any damage or unfinished work
11. A written timeline: signing date, install dates, who said what, and every call you have made since
12. Anything you received about the bankruptcy, including notices from the trustee or claims agent

Start the timeline today even if it is incomplete. Memory fades fast, and a contemporaneous log written as things happen carries far more weight than one reconstructed a year later.

How Solar Exit Group helps

We are not a law firm, we do not give legal advice, and we cannot file a proof of claim for you. What we do is assemble the case file. For a homeowner with a Freedom Forever install and Project Solar financing, that means pulling together the Project Solar agreement, the installation contract, the UCC filings and county records, production data, utility bills, permit and interconnection paperwork, and the sales communications, and organizing them into a package a consumer-protection attorney can evaluate quickly.

Then, where the file supports it, we refer it to a partner law firm licensed in your state. The review is free, there is no upfront cost, and there is no guaranteed outcome. Plenty of files turn out not to support a claim, and we will tell you that rather than sell you something.

We are not affiliated with Project Solar, with Freedom Forever, with the Chapter 7 trustee, or with any court. If you are looking for the fastest path to a working system, call Project Solar directly at (801) 895-2646, published with support@projectsolar.com and hours of 8 a.m. to 5 p.m. Mountain time on its resources page before you call anyone else, including us.

FAQ

Get a free case review

If Freedom Forever installed your system, the work was never finished or never performed as promised, and Project Solar still expects payment, Solar Exit Group can help you organize your documents into a clear case file, at no upfront cost, with no obligation and no guaranteed outcome.

Call 833-765-2711 or email info@solarexitgrp.com.

Not legal advice. Solar Exit Group is not a law firm. We do not represent homeowners in bankruptcy proceedings and cannot file a proof of claim for you.

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